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If you've been in an accident, you may need the accident report to help process your insurance requests. Accident reports are the responsibility of your local police department, meaning how you get one depends on the department. Typically, though, you can visit in person or mail in a request. Some police departments have their own online system where you can pay a fee to purchase a report. However, some contract out through LexisNexis, so you can find many reports in the U.S. through this database.